Renters Insurance

Renters insurance is one of the smartest—and most affordable—ways to protect yourself in California’s competitive rental market. Even if your landlord has insurance, that policy only covers the building, not your personal belongings or liability.

What’s Covered:

• Personal Property: Protects your belongings—clothes, electronics, furniture—against theft, fire, smoke, or water damage.

• Liability Protection: Covers legal or medical expenses if someone is injured in your rental or if you accidentally damage someone else’s property.

• Additional Living Expenses: Helps pay for hotel stays or temporary housing if your rental becomes uninhabitable after a covered loss.

Why It’s Important in California:
With high housing costs and frequent risks like wildfires or burst pipes in older buildings, renters insurance ensures you’re not left paying out of pocket after an unexpected loss. Whether you live in a San Francisco apartment or a suburban rental home, this policy gives you peace of mind knowing you’re protected where it matters most.

For just a few dollars a month, you can protect thousands in personal property—and safeguard your future.