Home Insurance

Your home is where your life happens—and in California, it’s also one of your biggest investments. From wildfires and storms to theft and liability, home insurance helps you recover when disaster strikes.

Key Coverages:

  • Dwelling Coverage: Pays to repair or rebuild your home if damaged by fire, wind, vandalism, or other covered events.

  • Personal Property Coverage: Reimburses you for lost or damaged belongings, from furniture to electronics.

  • Liability Protection: Helps cover legal or medical costs if someone is injured on your property or if you cause damage to another’s property.

  • Loss of Use Coverage: Pays for temporary housing, meals, and expenses if you can’t live in your home during repairs.

California Considerations:
Standard home policies don’t cover earthquakes or floods—two risks that many California homeowners face. We can help you add specialized earthquake insurance or extended dwelling coverage to ensure your property and peace of mind are fully protected.

Owning a home in California is a milestone. With the right coverage, it’s also a source of lasting security.

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