Umbrella Insurance

Umbrella insurance provides an extra layer of protection beyond your standard auto or home policy limits. It’s designed to safeguard your savings, income, and assets against large liability claims or lawsuits.

What It Covers:

• Additional Liability Protection: Extends your coverage limits if you’re found responsible for injury or property damage.

• Legal Defense Costs: Helps cover attorney fees, court costs, and settlements—even if the claim is groundless.

• Broader Protection: May include coverage for libel, slander, or other claims not covered by your primary policies.

Why It’s Important in California:
With higher property values and a more litigious environment, even a minor accident could lead to costly claims. Umbrella insurance ensures one incident doesn’t put your financial future at risk.

It’s an affordable way to protect everything you’ve built—your home, your savings, and your peace of mind.